Before you say "that won't happen to me", lets take a look at the actual likelihood of suffering from an illness or injury in Australia. The figures in the row relevant to your age and gender tell you how likely it is that you are of suffering from an illness, having an accident, and the chance of being disabled due to either an illness or an accident for more than three months before 65 years of age.

Trauma Insurance Claim Statistics

The majority of trauma insurance claim statistics are paid in the areas of cancer, stoke and heart attack. Figure 1 below demonstrates what people claim for under a trauma insurance policy:

So how can I protect my family?

As you can see, the above facts are quite shocking, and they are a reality. Whilst you could choose not to accept these proven facts and live life thinking that you are invincible (and for your family’s sake I hope you are), you could also choose to be a little bit more proactive and address any financial responsibilities that may occur should any of the above events happen.

The best way to do this is by reviewing the options that are available to you, the most important being taking a look at a trauma insurance policy. Trauma insurance will provide you with the financial assistance you need if any of the above circumstances were to occur. Talk to one of our advisors at Make A Difference Insurance about how you can get comprehensive trauma insurance cover at an affordable price today.

Brian Jones is founder of M.A.D.I and has had over 12 years of experience in the industry. For more information you can contact M.A.D.I on 03 9583 0143.